![]() Some of the bills might be unforeseen, such as car repairs and medical bills, until they are requested, which is the reason you have added an additional category. However, other bills change according to your eating habits, energy usage and excess shopping. Some bills, such as rent and car payments, are easier to calculate because they remain the same throughout the year. When starting the budgeting process, you have to go through your monthly bills to know the total amount you are likely to spend. This guide will help you use the Household Budget template available on. After that, budgeting for your family will be easier every month. Examine the template as you judge the expenses. All you need to do is record the expected bills at the start of the first month and record the payments at the end of that month. ![]() A good Microsoft Excel free template will allow you to compare your planned expenses against the real bills to record any unforeseen spending for that month. Microsoft Excel provides various templates that can be helpful in many situations, particularly when preparing your household budget. However, finding one to match your needs can be hard. The internet offers many free tools to help people manage their finances.
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